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Sparkmile Platform

The AI-Native Operating System for Insurance Workflows.

One platform, six products. Sparkmile helps brokers, IMFs, corporate agents and insurers run policy, renewals, commissions, claims, servicing and BI — with AI woven into every workflow.

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Built for the insurance distribution ecosystem.
Built for the insurance distribution ecosystem
BrokersInsurance Marketing FirmsCorporate AgentsInsurersNBFCs
The portfolio

Six products. One platform.

Every Sparkmile product is live in production and shares one core — data, agents, security and compliance. Adopt any product on its own, or run several as an end-to-end stack.

Live
Distribution OS
BrokerZen

One system for policy management, renewals, commissions, IRDAI reporting, POSP and employee benefits — for brokers, IMFs and corporate agents.

Explore BrokerZen
Live
Document intelligence
PolicyMind AI

Layout-aware IDP that reads any insurer PDF — policies, endorsements, claims — and returns clean structured data in under five seconds.

Explore PolicyMind AI
Early access
Insurer connectivity
Sparkcover

Quote, propose and issue insurer products from inside BrokerZen. Live quotes, e-sign, payment, issuance and payin reconciliation — one pipe to every insurer.

Explore Sparkcover
Live
Autonomous renewals
RenewIQ

Predicts lapse risk per policy and runs personalised WhatsApp + email sequences at T-60, T-30 and T-7. Recovers renewals without broker effort.

Explore RenewIQ
Live
Claims tracker & validator
ClaimsPath

Tracks claim status across insurer and TPA systems. Pre-submission AI validates documents and flags stalled claims before they hurt the client.

Explore ClaimsPath
Live
Predictive BI
Insight

Lapse-risk scoring, revenue forecasting, product-mix analysis and agent benchmarking — India's first broker-level BI, built into the platform.

Explore Insight
Outcomes

What good looks like.

Verified outcomes delivered across brokers and IMFs live on the SparkMile platform — from policy operations to reconciliation.

30,000+
Policies managed
across the platform
70%
Manual work reduction
vs. spreadsheet-based ops
25%
Renewal upliftment
with automated cadence
130
Hours saved / month
per broker team
70%
Faster reconciliation
insurer to internal book
Case Studies

Real books. Real workflows.

Anonymised implementation snapshots. Outcomes are marked as placeholders until verified metrics are confirmed for publication.

View all case studies

Insurance Broker — Digital Operations

Challenge · Policies and renewal records were managed manually across spreadsheets, drives and documents. Renewals were tracked in email and often slipped.

Solution · BrokerZen policy management, renewal tracking, invoicing and dashboard modules deployed within weeks.

Policy ManagementRenewal TrackingInvoicingDashboard
Outcome
Live policies and renewals are now managed from a single system of record. The team reports fewer missed renewals, faster onboarding of new clients and clearer visibility for management. Verified numbers will be published once the client agrees to disclose.
View case study

Insurance Broker — Commission Reconciliation

Challenge · Insurer commission statements were difficult to compare with internal policy records. Variance reviews consumed several days each month.

Solution · Automated commission and pay-in reconciliation workflow with rule-based matching and variance flagging.

Commission ReconciliationReports
Outcome
Insurer statement reviews are now completed in hours instead of days. Variance items are surfaced for follow-up rather than lost, and the finance team spends materially less time on monthly close. Verified numbers will be published post client consent.
View case study

Insurance Distribution — Calling & Lead Management

Challenge · Lead allocation, follow-ups and caller activity were difficult to track, with no audit trail on client conversations.

Solution · Role-based calling CRM with lead allocation, follow-up management, audit trail and document handling.

Calling CRMLead AllocationFollow-up CadenceAudit Trail
Outcome
Every follow-up is now logged and auditable. Supervisors can see caller activity in real time and clients get consistent messaging across the team. Verified numbers will be published once the client consents.
View case study
Why Sparkmile

An insurance technology company. Not a software vendor.

Deep insurance-domain expertise
Built by operators who have run distribution and product inside insurers.
Product-led approach
Off-the-shelf modules that deploy in weeks, not project timelines.
Built for insurance workflows
Every screen, field and rule reflects how brokers and IMFs actually operate.
AI-enabled automation
IDP, renewal AI and reconciliation woven into the core, not bolted on.
Configurable architecture
Schema-flexible PostgreSQL with JSONB — new lines added by config, not by code.
Role-based enterprise controls
RBAC, SSO-ready, multi-branch hierarchies, full audit trail.
Insights

What we're writing about.

Practical research on Indian insurance technology — IDP, IRDAI reporting, renewal automation and distribution management — from the team building SparkMile.

All insights
APIs & Integrations
The state of insurer APIs in India: why brokers still can't sell every product from one …
22 Feb 20269 min

India has 30+ general insurers and 24 life insurers. Fewer than a third expose end-to-end quote-to-issue APIs, and the ones that do use eight different auth models. Here's the honest map of insurer API maturity in 2026 — and how brokers are shipping anyway.

Read insight
AI & Document Intelligence
Insurance Document Processing (IDP) in India: from PDF chaos to structured data
4 Feb 20268 min

Every Indian insurance broker owns thousands of insurer PDFs that no software can read. Layout-aware IDP has changed that in the last 18 months — here's what it looks like in a live broker workflow, and what to look for in a modern IDP pipeline.

Read insight
Compliance
IRDAI broker reporting: what changes when you automate it
27 Jan 20266 min

Every Indian insurance broker files quarterly IRDAI report packs. Every broker also treats it as a heroic week-long effort. It shouldn't be — and once you automate the underlying data layer, it isn't.

Read insight
Leadership & Advisors

Built by operators, not consultants.

Decades of insurance operating experience combined with deep product engineering — the exact combination it takes to build an operating system for a regulated, high-stakes vertical.

Co-founders

02
SK

Shri Krishan

Co-Founder & CEO

22+ years across insurance, underwriting, product, operations and digital distribution.

DS

Deepak Sharma

Co-Founder & CTO

21+ years in enterprise software, cybersecurity and InsurTech. IIM Lucknow alumnus.

Advisors

01
DY

Deepak Yadav

Advisor — Technology & Product Architecture

Co-Founder of ArmorCode. Former Principal Architect at Sophos & Intel. Cloud, AI security and SaaS platforms.

Get started

Ready to modernise your insurance operations?

See how Sparkmile fits your workflow — end-to-end across all six products, or one product at a time.

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