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Insurer Transaction LayerEarly access

Every insurer you work with. One screen. Zero admin.

Quote, advise, issue — across your appointed insurers, from inside BrokerZen. The policy books itself, the payin reconciles itself.

For brokers who want to sell every insurer they're appointed with — from one place, with their books already balanced.
quote → propose → issue → payin
Snapshot
Sparkcover · connector flow
QuoteTW · Bajaj Allianz
Proposale-signed
Payment₹1,842 UPInew
IssuancePOL-8834-BAJ
Payin matchauto-reconciledhigh
Time to issue
94s

Today your business happens on insurer portals and your records happen somewhere else. The space between the two is called re-keying, month-end matching, and missed variance. Sparkcover closes it — what you sell is what your book shows. Automatically.

The flow

One flow.

Six steps from a customer question to a reconciled policy in your book. No portal-hopping in the middle.

01
Connect

Turn on the insurers you already work with. No portal logins per client, no separate credentials to hand out.

02
Quote

Pull live premium from every connected insurer in one screen. Structured inputs, structured outputs.

03
Advise

You compare, you counsel, you close. The platform stays out of the client conversation.

04
Issue

Proposal, e-sign, payment and policy issuance happen in-flow — never on a browser tab you have to babysit.

05
Book

The moment it issues, it lands on the client record inside BrokerZen. Nothing to re-key. Ever.

06
Reconcile

Insurer payins auto-matched to policy, commission and branch. Month-end stops being a project.

What changes

What good looks like.

01Quotes stop taking portals.
02Policies stop needing entry.
03Payins stop needing matching.
The gap

Others can connect you to an insurer. Only a platform that owns the book can finish the flow.

An advisory view from the SparkMile team · February 2026

Early access

You advise. We never touch the client relationship.

Sparkcover is invisible to your customer. Your brand, your advisory, your commercials. We're just the plumbing.

First two-wheeler connector live · more insurers rolling out
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Ready to modernise your insurance operations?

See how Sparkmile fits your workflow — end-to-end across all six products, or one product at a time.